Get Ahead of Debt

Struggling with high-interest debt? You're not alone. GreenPath's Debt Management Program is designed to lower rates, reduce payments, and guide you toward becoming debt-free faster. As a trusted nonprofit since 1961, we've helped people repay billions in debt and regain control of their finances.

000-000-0000

Dos parejas mayores tomándose una fotografía juntos en una casa.

A couple having a counseling session with a financial expert.

When Payments Don’t Move the Needle, We Can Help

Nearly half of American credit‑card holders carry a balance from month to month, and 60% of those have been in debt for a year or more – so if your balances barely shrink, you are far from alone.

GreenPath offers free, one-on-one financial counseling. Our certified counselors help you understand your budget, debts, and goals, giving practical guidance to reduce stress and take control of your finances. If a Debt Management Program is a good fit, we’ll set up a structured repayment plan that makes paying off debt faster and easier.

000-000-0000

Your Step-by-Step Guide to Becoming Debt-Free

Step 1: See Your Savings

Use the Savings Calculator to see how a Debt Management Program could save you time and interest. Try it now.

Step 2: Get Expert Guidance

Review your budget and goals with an NFCC-certified expert who can help determine if a DMP fits your needs.

Step 3: Start Your Program

Your DMP makes paying off debt simple:

One simple monthly payment to GreenPath
We pay your creditors on time
We work with creditors to lower your interest and monthly payments ^*
A clear 3 – 5 years payoff plan with support along the way

000-000-0000

What Makes GreenPath Different

Deep Industry Partnerships
Decades-long relationships with 560+ creditors help ensure smoother plan setup and fewer surprises along the way.
Proven, Trusted Support
NFCC-certified, A+ BBB rating, and over 60 years of helping people take control of their finances as a trusted national nonprofit.
Comprehensive DMP Support
A dedicated Client Success Team, 24/7 secure online access, and a private support community give you guidance, tools, and motivation to stay on track.
Support Beyond the DMP
Tools, free courses, and personalized guidance to help you build lasting habits and confidence.

000-000-0000

Hombre con gafas sentado frente a una computadora con una tarjeta de crédito en la mano

Mujer blanca de pie en la cocina sonriendo a la cámara

El dueño de una barbería negra de pie frente al espejo.

Dos mujeres sentadas en una mesa revisando sus finanzas

Hombre negro sentado en un escritorio llenando solicitudes en papel

High interest compounds quickly. Waiting often means:

Paying far more than the original balance
Living with constant stress and uncertainty
Delaying goals like saving, homebuying, or retirement

Stop High Interest from Holding You Back

Start today and see the difference^*:

One predictable payment
Reducir las tasas de interés
A clear payoff date
Confidence that your plan is working

SIN GREENPATH

Before DMP

Interest as high as 28%
Multiple balances and high payments
No hay un cronograma claro de pago

CON GREENPATH

With GreenPath DMP

7.3% average interest rate
$161 average monthly payment reduction
One simple monthly payment
Debt-free up to six years faster than paying on your own

Success Stories

"El consejero con el que trabajé fue genial. Fue empático y no tuvo prejuicios... Realmente quiero mejorar mi situación y no volver a encontrarme en esta situación. Siento que ahora puede ser posible".

Tiffany, de Texas

"Su ayuda nos ha permitido a mi pareja y a mí hacer realidad un sueño literal de tener nuestra casa propia. Sin su ayuda, sinceramente no sé si hubiéramos podido comprar la casa que compramos, ¡muchas gracias!"

Tyler de Maryland

Colgué el teléfono confiado en que había comenzado el camino correcto hacia un futuro financiero saludable.

Melissa de Michigan

If you are in debt and don't see a way out? Then you are the exact person GreenPath was created for.

Richard from California

Estoy ahorrando $1,000 al mes y tendré mis facturas pagas en 48 meses y no después de más de una década. Fue increíblemente fácil trabajar con mi consultor y un proceso fluido. Me sorprendió que lo hiciéramos tan rápido. Es literalmente un cambio de vida.

Michael, de Maine

Thank you for giving me hope.

Ramiro from Texas

GreenPath Financial Wellness: una organización nacional sin fines de lucro de confianza desde hace 60 años

Declaración de privacidad | Términos de uso | Mapa del sitio | Divulgación de licencias | Accesibilidad

Certificado por el Better Business Bureau

Bureau Veritas cuenta con la certificación ISO 9001

Logotipo del Departamento de Vivienda de EE. UU.